مدير مشارك ومستشار استثمار

Job Summary

• The Investment Advisor provides support to the Relationship Managers and their clients to meet the client’s desired investment objectives and increase bank’s share of wallet.
• The Investment Advisor plays a key role in providing the bank’s house views on markets and products and providing clients with investment solutions in line with their investment objectives and risk profile.
• The Investment Advisor helps in liaising with the product managers within the Wealth Management Product team on a regular basis to discuss client requirements and to ensure flow of product and market knowledge.

Key Responsibilities

• Assisting Affluent Segment - Relationship Managers in UAE to meet client’s desired investment objectives and assist in achievement of AUM growth and revenues from Investment products.
• Responsible for updating the frontline and customers of the bank on the outlook published by the CIO Office with relevant and timely information on global Capital Markets, Asset Classes and route to market ideas.
• To play a key role in liaising with the product managers within the WM product team (Managed Investments, Bancassurance, CMPS and WM Lending) on a regular and ad-hoc basis to ensure flow of client and market requirement.
• Ensure proper client coverage is provided to complete Portfolio Reviews of target clients as defined from time to time in addition to planning for New to Wealth client.
• Determine client’s risk appetite, investment preference and return expectations by partnering with Relationship Managers in client meetings.
• Conduct portfolio reviews by providing independent opinion on quality of client’s existing portfolios.
• Ensure that all the wealth management sales teams (Frontline RMs & Specialists) receive adequate sales support, and route to market ideas basis current & relevant views.
• Keep abreast of latest trends on Investment products, financial markets, consumer behaviours and use of technology in providing investment solutions.
• Provide reports / analysis where required within the management framework.
• Engage with risk control owners and / or group policy owners for the implementation of policies and control standards set by them.
• Work with various stakeholders to focus on quality in delivery and turnaround time for end-to-end BAU to achieve efficiency and customer experience objectives.
• Collaboratively partner with risk teams to ensure risk management procedures and processes are effectively implemented to operate within operational and credit risk appetite.
• Adhere and ensure operational risk management measures are met on a day-to-day basis.
• Work collaboratively with countries and functions to ensure any audit findings are suitably rectified.
• Maintain an adequate control environment and operational procedures to prevent loss arising from non-adherence to controls.
• Adhere to all controls and compliance guidelines set by the Bank.
• Ensure compliance with all regulations and controls as set by the Bank and external regulatory authorities associated with Investment products.
• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank.
• This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders
Internal
• WM – CIO Office Team
• WM Group Advisory Solutions Team
• Affluent Banking Relationship Managers
• Affluent Banking Unit Heads
• Affluent Banking-Sales & Distribution Head
• County Product Team – Managed Investments
• Country CMPS team and dealing desk
• Country WM Lending team
• Country Credit Team
• Country Operations Team
• Country Insurance Team
• WM Proposition Team
• WRB Head
• WM & Affluent Regional Head
• WM Advisory Team and Wealth Coach

External

• Third Party Product Providers – Fund managers, Data Providers (Bloomberg/ Refinitiv) and Insurance providers
• Existing and Prospective Customers of the Bank

Skills and Experience

• Understanding of Financial Markets.
• Needs to have good understanding or experience of global markets
• Approach to Advisory & Financial Planning.
• Understanding of Asset Allocation & Portfolio Construction
• Product Knowledge – Mutual Funds, Bonds, FX, Alternatives, Insurance, Leverage & Overdraft, Equities, Alternatives, Commodities, Derivatives, Structured Notes and Cross Currency Lending.
• Communication Skills Expert.
• Analytical and Computing Skills.
• Good stakeholder managements.
• CISI level 3– preferably have completed before hand.

Qualifications

• Minimum undergraduate
• CFA, CFP, PFP, CAIA, FRM or CMT is preferred but not mandatory
• English and Arabic is mandatory

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.