محلل بيانات مالية – المستوى الثاني

About the role

We are looking for an early to mid career Data Analyst (min 3 years experience) to take us to the next stage of growth, supporting the finance function. The successful candidate will have experience developing analytical solutions and assisting with data-driven decision making, while managing stakeholders from finance and corporate finance. You will be at the confluence of finance and data, helping to shape financial reporting with a solid understanding of accounting and finance paired with practical experience working on databases, ETL/ELT processes, and building dashboards. Tamara is a high growth startup looking to develop key product success metrics and enhancing decision making through data.

A Typical Day

• Drive business impact through actionable insights and identifying key opportunities for rapid growth
• Build dashboards that provide accurate and actionable insights
• Work with the data engineering team on the data enrichment needs of the product team
• Work with stakeholders across the business to prioritize projects based on impact and drive
  delivery
• Developing a process to identify, analyse, and interpret trends or patterns in complex data sets,
  empower informed decision making for stakeholders
• Ensuring governance and being a steward of good analytical practices throughout the process

Your Ideal Expertise

Experience:

• 4+ years of experience in financial data analysis, with a preference for experience in the BNPL industry or a related field. Demonstrating understanding of the unique data and financial metrics relevant to BNPL.

Technical Skills:

• Proficiency: Financial modeling, data manipulation using SQL, and potentially programming languages like Python or R.
• Data Visualization: Creating clear and insightful data visualizations like dashboards and reports.

Financial Knowledge and Analysis Techniques:

• Financial Budgeting and Forecasting: Experience in working with financial budgets and forecasts, using data analysis to inform projections and identify potential risks or opportunities.
• Financial Statement Analysis: Expertise in analyzing financial statements to assess a company's health, performance, and risk.
• Cost Analysis: Experience in analyzing business operation costs and identifying cost optimization opportunities.
• BNPL Products and Metrics: Familiarity with various BNPL products (e.g., point-of-sale financing, virtual cards) and the financial metrics used to evaluate their performance (e.g., approval rates, conversion rates, delinquency, recovery).

Financial Markets and Instruments:

• Understanding of: Equity markets, debt markets, derivatives markets.
• Debt Securitization Analysis: Knowledge of debt securitization structures, tranching analysis, and performance metrics used to evaluate securitized BNPL debt instruments (e.g., credit enhancement levels, loss severities).

Financial Regulations:

• Awareness of relevant financial regulations: GAAP, IFRS, or industry-specific regulations.

Additional Desirable Qualities:

• Data Management: Experience managing and cleaning large datasets.
• Problem-solving and Critical Thinking: Tackling complex financial problems through data analysis and translating them into actionable insights.
• Communication Skills: Excellent written and verbal communication to present findings and recommendations.
• Project Management: Ability to lead or participate in cross-functional projects, collaborating effectively with various departments.
• Business Acumen: Identifying key financial metrics that drive profitability and growth, along with commercial awareness of the industry and competitors.