Director & Senior Investment Advisor

About the Role

The Investment Advisor provides support to the Relationship Managers and their clients to meet the client’s desired investment objectives and increase bank’s share of wallet. The Investment Advisor plays a key role in providing the bank’s house views on markets and products and providing clients with investment solutions in line with their investment objectives and risk profile. The Investment Advisor helps in liaising with the product managers within the Wealth Management Product team on a regular basis to discuss client requirements and to ensure flow of product and market knowledge.

Key Responsibilities

Strategy

• Assisting Affluent Segment - Relationship Managers in UAE to meet client’s desired investment objectives and assist in achievement of AUM growth and revenues from Investment products
• Responsible for updating the frontline and customers of the bank on the outlook published by the CIO Office with relevant and timely information on global Capital Markets, Asset Classes and route to market ideas
• To play a key role in liaising with the product managers within the WM product team (Managed Investments, Bancassurance, CMPS and WM Lending) on a regular and ad-hoc basis to ensure flow of client and market requirement.
• Ensure proper client coverage is provided to complete Portfolio Reviews of target clients as defined from time to time in addition to planning for New to Wealth client.

Business

• Determine client’s risk appetite, investment preference and return expectations by partnering with Relationship Managers in client meetings
• Partner with Relationship Managers and Unit Heads across the UAE franchise to deliver timely, relevant, and actionable investment advice to clients.
• Translate CIO house views, market outlooks, and cross-asset themes into suitable client propositions across funds, bonds, FX, structured products, alternatives, and wealth lending solutions.
• Lead portfolio reviews and provide independent, risk-aware recommendations to improve portfolio quality, diversification, asset allocation, and client outcomes.
• Drive the wealth advisory agenda by supporting AUM growth, product penetration, client activation, and disciplined execution of advisory priorities. Keep abreast of latest trends on Investment products, financial markets, consumer behaviours and use of technology in providing investment solutions
• Provide reports / analysis where required within the management framework.

Processes

• Engage with risk control owners and / or group policy owners for the implementation of policies and control standards set by them
• Ensure delivery of views and route to market ideas at highest standards to deliver excellent customer experience and minimize number of complaints
• Work with various stakeholders to focus on quality in delivery and turnaround time for end-to-end BAU to achieve efficiency and customer experience objectives.

Skills and Experience

• Understanding of Financial Markets
• Approach to Advisory & Financial Planning
• Understanding of Asset Allocation & Portfolio Construction
• Product Knowledge – Mutual Funds, Bonds, FX, Alternatives, Insurance, Leverage & Overdraft, Equities, Alternatives, Commodities, Derivatives, Structured Notes and Cross Currency Lending
• Communication Skills Expert
• Analytical and Computing Skills

Qualifications

• Postgraduate preffered
• Advisory experience required
• CFA, CFP, PFP, CAIA, FRM or CMT is preferred but not mandatory
• English and Arabic Preffered

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.