Summary
Abu Dhabi Islamic Bank (ADIB) is hiring an outsourced Rehabilitation and Retention Specialist in Abu Dhabi. The role supports customers facing financial difficulties by reviewing cases, proposing retention or rescheduling solutions, monitoring agreed settlement terms, and preparing periodic reports. It also involves coordinating with internal teams and following bank policies and operational controls; six-day work weeks and overtime may be required when necessary. Applicants should have a bachelor’s degree or diploma in business, finance, or banking, with 1–2 years of relevant experience or be a fresh graduate, and have strong Arabic and English, computer skills, and knowledge of UAE banking practices and risks.
The posting
As published on adib.ae. Pulled from the employer's site and shown as they wrote it.
Role: Rehab & Retention Specialist
Role Purpose:
Provide full support to ADIB customers facing financial difficulties and requesting either Liability Certificate or No Liability Certificate and to offer comprehensive financial solutions which help manage the customer needs as well as maintaining an acceptable level of risk in a timely fashion and within approved polices.
Key Accountabilities of the role
These are the main responsibilities of this role
RESPONSIBILITIES:
- Retain Customers who are asking for Liability Certificate or No Liability Certificate by offering them comprehensive solutions.
- Accurate analysis and review of proposals to provide scientific, practical and compliant solutions to clients while maintaining error zero rate.
- Handle all assigned Rehab & Retention cases (LCs, NLCs, & Rescheduling requests) on end to end bases with the stipulated turnaround time.
- Escalate cases requiring higher DP with full analysis and recommendations to facilitate their decision making
- Meet customers daily to discuss and agree on Retention solution.
- Prepare periodic MIS reports in a timely manner within agreed review date.
- Monitor the assigned Rehab & Retention accounts to ensure that agreed settlement terms are respected and report violations to Management.
- Demonstrate full and up to date knowledge of ADIB’s products, policies and procedures as measured in semiannual written evaluations.
- Perform any other responsibilities entrusted by ADIB Management from time to time.
Job Conditions:
- Required to work 6 days a week when necessary and required by Management.
- Required to do overtime when necessary and required by Management.
- Required to perform additional tasks when necessary and required by Management.
Results Required
Support ADIB customers facing financial difficulties and to offer comprehensive financial solutions while maintaining an acceptable level of risk.
- Support Rehab & Retention management in developing new rules, procedures and policy.
- Achieve the assigned target monthly.
- Contribute positively in the daily Retention activities
- Improve communication branches, collection, call center & BOQM as being internal customers.
- Provide constructive comments and feedback on proposed after sales transactions including Merge & restructure requests.
- Identifying solutions and assisting management in working out creative solutions.
- Compliance of policies & procedures – Comply and perform Key operational controls as required in ADIB’s polices & procedures in day to day operations.
Specialist Skills / Technical Knowledge Required for this role:
- 1 to 2 years’ experience as retention, call center, branch customer’s service, or fresh graduators, Bachelor or Diploma in business, finance & banking.
- Broad knowledge of ADIB’s Retail Credit & Operational Policies & Procedures
- Ability to work under pressure and work overtime.
- Good Knowledge of UAE banking practices, regulations & risks
- Good communication skills & Strong Computer Skills
- Strong command of Arabic & English language