Summary
Abu Dhabi Islamic Bank (ADIB) is seeking a Relationship Officer for its ADIB@Work channel in Abu Dhabi. The role sources payroll accounts and cross-sells covered cards and personal finance products to targeted employers and customers. Duties include building employer relationships, conducting marketing and onboarding sessions, visiting prospective clients, preparing and checking application files, and supporting timely processing. The posting asks for multi-product sales, payroll or employee banking experience, retail banking knowledge, computer skills, and a driving licence.
The posting
As published on adib.ae. Pulled from the employer's site and shown as they wrote it.
Role: Relationship officer
Role Purpose:
Develop strong relationship with key contacts in targeted sectors/segments to source payroll salaried accounts, cross sell assets products (i.e. Covered Cards and Personal Finances) aligned with ADIB policies and procedures.
Key Accountabilities of the role
- To source payroll accounts from targeted sectors/segment and achieve or exceed the assigned monthly target.
- Cross sell and source Covered Cards products from targeted sectors/segment and achieve or exceed the assigned target.
- Cross sell and source Personal Finance products from targeted sectors/segment and achieve or exceed the assigned target.
- Develop and maintain strong relationship with respective employers HR/Finance/Admin within targeted government entities, multi nationals and well know large and medium corporates in addition to new establishments and Free Zones.
- Conduct marketing/kiosk/onboarding sessions activities within targeted employer to market ADIB products and services
- Participate and complete activities assigned by management.
- Full awareness on product policies, and procedures and ensure swift implementation.
- Visit potential employers/clients to finalize business deals within targeted turnaround time based on ADIB policy and procedure.
- Full awareness on assigned products in term of knowledge/process and ensure full adherence.
- Deliver a timely prompt service to customers.
- Adhere with stipulated office timing, follow strictly, secrecy norms and maintain data confidentiality.
- Prepare and review Standard Credit Application and ensure all information provided are accurate and ensure authenticity of critical documents (copies of Bank Statement, Passport, EID, Salary certificate/Salary Transfer Letter) prior sending to the respective unit coordinator for processing.
- Follow the approval process and escalate the delay to superiors if any.
- Execute & process the above-mentioned products lines representing ADIB, prepare files as per check list, share physical files with coordinators within 24 hours of completing the signing formalities with customer.
- To ensure quality of applications submitted and rectify error/omission if any.
- Check the file activation and notify management in case of delay at Card centre end.
- Maintain good rapport within ADIB (inter-department/peers) to ensure smooth business flow.
- Initiate cross-sell other banking products (on best efforts basis).
- Escalate customer complaints to management if any
Specialist Skills / Technical Knowledge Required for this role:
- Multi-products sales, payroll or employee banking experience.
- Good knowledge of retail banking service standards, sales skills and computer skills
- General awareness of competitors in local/regional market
- Driving License